Why FREE Debt Settlement Advice Can Often Be the Most Expensive
Virtually every single debt relief company offers a “free consultation” where you can call a toll-free number and speak with a counselor about your situation. Depending on whether you’re seeking debt...
View ArticleDebt Settlement Solutions: Slow Torture vs. Fast Relief!
Consumers researching debt settlement solutions need to be aware that there are two very different approaches to the strategy: the Long-Term Method or Fast-Track Debt Settlement™ (pioneered by...
View ArticleInsolvency Calculator for IRS Form 982 Now Available! Only $29!
ZipDebt.com proudly announces the launch of our new INSOLVENCY CALCULATOR, designed to help taxpayers and professional tax preparers determine taxable income associated with 1099-C “cancelation of debt...
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ZipDebt Client Comment Forum (2007-2015)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they...
View ArticleSettle Your Debts in 2015!
It’s the very last day of the year and 2015 is just around the corner. If you have put off cleaning up old collection accounts, or you’re facing a financial hardship and can’t continue making payments...
View ArticleMortgage Forgiveness Debt Relief Act Extended Retroactively for 2014 — Great...
In 2007, Congress pass the Mortgage Forgiveness Debt Relief Act (MFDRA) and initially set it to expire at the end of 2012. This temporary change to the IRS tax code permitted an exclusion for...
View ArticleMaking the Tough Financial Decision — Our Dream Home Goes On the Market
How A Seasoned Debt Coach Took His Own Advice and Paid Off $63,000 Credit Card Debt by Charles J. Phelan This is the story of how a financial coach with a deep reservoir of hands-on experience still...
View ArticleMaking the Tough Financial Decision, Part 2 — Our Dream Home Goes on the Market
I have an important rule for making financial decisions: Set your emotions aside and let the numbers do the talking. It’s a rule I emphasize over and over with my coaching clients. Emotions and...
View ArticleMaking the Tough Financial Decision, Part 3 — Paying Off $63,000 Credit Card...
In Parts I & II of this series, I explained how a seasoned financial consultant like myself managed to get into credit card debt, and how I made the difficult decision to sell our dream home to...
View ArticleAnnouncement for ZipDebt Affiliates
ZipDebt.com has been long overdue for a website makeover. Last week, we launched a new version of the site that is fully responsive across all screen sizes, such as iPhones, iPads, minis, laptops,...
View ArticleDebt Settlement Success Seminar Now Available in Digital Version!
In 2004, I launched ZipDebt.com to teach consumers how to negotiate their own debt settlements and avoid the sky-high fees charged by so-called “debt relief” providers. My training course, The Debt...
View ArticleInsolvency Calculator for IRS Form 982 Available, Updated for 2016!
If you settled a debt in 2016 (or prior years) and had more than $600 forgiven by a creditor, you will be receiving a 1099-C for “Cancellation of Debt Income.” That “income” has to be treated as...
View ArticleClik here to view.
Why FREE Debt Settlement Advice Can Often Be the Most Expensive
Virtually every single debt relief company offers a “free consultation” where you can call a toll-free number and speak with a counselor about your situation. Depending on whether you’re seeking debt...
View ArticleZipDebt Debt Relief — MAJOR ANNOUNCEMENT FOR 2020 and COVID-19: Full Service...
ZipDebt is no longer offering do-it-yourself debt relief coaching or the audio seminar launched in 2004 to help consumers with negotiating settlements on their credit card debts. Full Service Debt...
View ArticleWhy FREE Debt Settlement Advice Can Often Be the Most Expensive
Virtually every single debt relief company offers a “free consultation” where you can call a toll-free number and speak with a counselor about your situation. Depending on whether you’re seeking debt...
View ArticleDebt Settlement Solutions: Slow Torture vs. Fast Relief!
Consumers researching debt settlement solutions need to be aware that there are two very different approaches to the strategy: the Long-Term Method or Fast-Track Debt Settlement™ (pioneered by...
View ArticleInsolvency Calculator for IRS Form 982 Now Available! Only $29!
zipdebt.com proudly announces the launch of our new INSOLVENCY CALCULATOR, designed to help taxpayers and professional tax preparers determine taxable income associated with 1099-C “cancelation of debt...
View ArticleZipDebt Client Comment Forum (2007-2019)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they...
View ArticleSettle Your Debts in 2015!
It’s the very last day of the year and 2015 is just around the corner. If you have put off cleaning up old collection accounts, or you’re facing a financial hardship and can’t continue making payments...
View ArticleMortgage Forgiveness Debt Relief Act Extended Retroactively for 2014 — Great...
In 2007, Congress pass the Mortgage Forgiveness Debt Relief Act (MFDRA) and initially set it to expire at the end of 2012. This temporary change to the IRS tax code permitted an exclusion for...
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